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Mortgage rates increased once again and are edging closer to 7.5%.
The average 30-year fixed rate today, Wednesday, September 30, 2026, is 7.36%, up 12 basis points since yesterday. The 15-year fixed loan is currently 6.78%, 15 basis points higher than yesterday. The 5/1 ARM is 6.78%, up 7 basis points from Tuesday.
Find current mortgage refinance rates in 2026 and when to refinance. Learn how to refinance your house and find the answers to more questions here.