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Today, Monday, October 12, 2026, the highest savings account rate available from our partners is 4.25% APY. This rate is offered by CIT Bank.
The Fed announced a rate hike at its meeting last month. Top HYSAs now offer up to 5.00% APY, and that number could continue inching upward.
See what $50,000 earning $0.52 a day misses compared with a 4.00% high-yield savings account, and learn which dollars to move or keep put along the way.