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Hours after the RBI raised the repo rate to 5.50%, several banks moved to increase their lending rates, making loans costlier for borrowers.
PNB, Bank of India and Bank of Baroda among lenders that have raised repo-linked lending rates
PNB, Bank of Baroda, Indian Bank, IOB and four more banks raised repo-linked loan rates by 0.25% from 8 October 2026. See the new EMI on ₹20, ₹30 and ₹50 lakh.