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Credit card APRs are still above 22% in 2026. Here’s the escape plan The Federal Reserve cut rates three times in 2025, and card issuers passed almost none of it along. The average APR on […]
U.S. credit card balances reached $1.26 trillion. Here's why high-interest credit card debt can become much harder to manage after retirement.
An $80,000 credit card balance can overwhelm even a household earning $150,000 a year. At roughly 22% APR, interest can initially consume nearly $1,500 a month.