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Mortgage rates continue to rise, reaching their highest yearly average over the weekend. Would-be buyers should expect rate to remain elevated.
See Monday’s report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.
Today, Monday, September 28, 2026, the 30-year fixed purchase rate is 7.30%, up 5 basis points from the current refinance rate. The 15-year fixed purchase rate of 6.71% is 1 basis point higher than the 15-year refi rate. The 5/1 ARM purchase rate of 6.90% is 10 basis points higher than the 5/1 refi rate.