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The average 30-year fixed rate today, Friday, October 9, 2026, is 7.34%, down 18 basis points since yesterday. The 15-year fixed loan is currently 6.69%, down 1 basis point from yesterday. The 5/1 ARM is 7.09%, down 4 basis points from Thursday.
A pause in active fighting in Iran could pump the brakes on inflation, which is good news for mortgage interest rates.
Mortgage rates appear to be stabilizing in the mid-7% range and are likely to remain elevated through the end of the year.